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Direct Certificates of Deposit

Direct Certificates of Deposit are the ideal addition to any investment portfolio. These fixed rate certificates allow you various maturity options to secure a guaranteed rate of return. It is a great way ladder your investment portfolio and balance your liquidity needs with higher rates of return.

ADB Bank1
National Bank Average2
Term APY3 APY3
3 months
6 months
12 months
.95%
1.05%
1.10%
.42%
.63%
.90%

Apply Now by Phone: 1-800-549-4828

Some additional features:
  • Free online banking
  • Rate is fixed for the term of the certificate
  • Automatic rollover
  • Ten-day redemption grace period


1APY is accurate as of 07/30/10
2As published by Americanbanker.com
APY is accurate as of 05/14/10.
3APY = Annual Percentage Yield
A penalty may apply for early withdrawal.
$5,000 minimum deposit required to open account and recieve advertised APY.